You know that feeling of dread when you see your bank account balance dwindling after the holidays?
It's not just you. The average family spends $1,000 more on Christmas than they do in any other month of the year. That is a lot of money!
If this sounds like something that might be happening to you too, then we have something for you: a Christmas savings tracker and planner printable!
This free Christmas savings tracker printable will help keep track of what money comes in and goes out so that you can finally save up enough to celebrate Christmas guilt-free this season.
If you would like to use this printable to save more money for the next Christmas, feel free to also do that. The whole point of using a printable tracker like this is to make saving easier, so feel free to use it how you want.
How To Save More For Christmas This Year With Printables
Contents
Whether you are doing a Christmas savings challenge, or just wanting to see how much you can save for the festive season, printables are a great way to do so.
As you record your saving amount as you go, the ability to see how much you have saved is pretty encouraging.
Similar to a no spend challenge, or a 52-week savings challenge, this Christmas Savings Tracker printable gets you ready for a sinking fund for Christmas.
Doing so might help you easily avoid overspending during Christmas and beyond.
It will help keep track of the amount you put in your savings account to ensure it grows bigger each week/month so that when December comes around, there should be a nice budget ready for all those gifts and other Christmas expenses .
This printable is great to use if you are doing a Christmas savings challenge, but it can also be used as your Christmas budget planner.
Just make sure that you put the amount of money in each week so that when December comes around, there should be enough ready for all those gifts and other Christmas expenses!
Want to budget better or start a sinking fund? Be sure to check out these super useful printables:
- How to start a sinking fund + tracker printable
- 30 Day Savings Challenge + Printable Worksheet
- 35+ Free Printable Budget Trackers To Manage Your Money Better
When should you start this Christmas Savings Challenge?
Depending on how much you would like to save, as well as how prepared you are for this year's Christmas, I highly recommend that you start using this Christmas Savings Tracker starting today!
Instead of waiting for the 1st of October or November to come around, it is better to start earlier than later.
Let's be honest here, as I am getting into the 3rd month of lockdown, the days simply bleed into each other.
Before I know it, October is going to be around the corner and 2021 will cease to exist. So, the best time to start this Christmas Savings Challenge is definitely now.
3 Tips For An Effective Christmas Savings Challenge
Ready to get started with your Christmas Savings Challenge?
Before you dive right in and start saving, here are a few tips to help you have an effective Christmas Savings Challenge!
1.Put your Christmas Savings Tracker somewhere visible
This printable will do exactly that. It helps keep track of your spending throughout the month, so make sure you use it properly!
Along with a Christmas Savings planner to track your expenses, you will also have a Christmas Savings Tracker where you can write down how much you are saving each day to hit your savings goals.
I highly recommend that you put this Christmas Savings Tracker printable somewhere you can see everyday. It can be on your fridge door, pinned on your bedroom wall or just on your bathroom mirror!
Having this savings tracker somewhere you can see it helps keep you goal oriented and focused. It is true as they say, out of sight out of mind.
So, make sure you put this printable somewhere visible and save more money for Christmas!
2.Do it with your partner/friend
It is always more fun to do a savings challenge with someone else, instead of doing it alone. Why not ask your partner, friend, colleague or a family member to do this with you?
At the end of the challenge, you can even compare your results, or turn this into a competitive game! Whoever saves more for this challenge can shout the other person dinner, or pay for lunch.
Whenever you are doing a challenge, it pays to have someone who keeps you accountable.
However, if you are anything like me and prefer to do things on your own, I highly recommend posting your progress on your socials instead!
This way, you can easily avoid having to look for an accountability partner but keeping yourself in check. If you have a good amount of followers on Instagram, Tiktok, Facebook or any other social media channels, tell your fans about your Christmas savings money challenge.
Trust me, just by telling the world about doing a challenge changes your whole mindset and perspective about it. As you announce to the world that you will be saving more money for Christmas or putting aside an amount of cash for presents, you are more likely to align your actions to reflect that!
This is not some voodoo practice, but something that I have discovered when I started my online business. Each day, I made myself sit down and write down my business goals. Just by doing this ONE simple task, I set myself up for success because what you think, you really ARE!
Save More This Christmas With The Free Christmas Savings Tracker Printable
Let's be honest here – 2021 has not exactly been a great ride for most of us. It is the same for me, as I am probably going to be JUST getting out of lockdown before Christmas.
Although I don't celebrate Christmas, I do enjoy getting together with friends and family for this merry season.
If you're ready for a carefree, fun Christmas season this year, grab this FREE Christmas Savings Tracker printable now to get started with your Christmas Savings Challenge!
